Terms of Use for Refinance Guide USA

1. Educational purpose only

The content on this Site is provided for general educational and informational purposes only. It is not financial, legal, tax or investment advice and does not take into account your individual situation.

You should always consult a qualified professional (such as a licensed loan officer, financial advisor, attorney or tax professional) before making decisions related to refinancing, debt consolidation or credit.

2. No client, advisory or broker relationship

Your use of this Site and your receipt of information from it do not create any client, advisory, broker or fiduciary relationship between you and Refinance Guide USA. We do not represent specific lenders or financial institutions and we do not handle loan applications on this Site.

3. Acceptable use

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit anyone else's use and enjoyment of the Site.

In particular, you agree not to:

• Use the Site in any way that violates applicable laws or regulations.
• Attempt to gain unauthorized access to the Site or to other systems or networks.
• Use automated tools (such as scraping or bulk downloading) in a way that may damage, disable or overload the Site.
• Upload or transmit any harmful code, spam or other disruptive material.

4. Intellectual property

Unless otherwise stated, all text, graphics, layouts, logos and other content on this Site are owned or licensed by Refinance Guide USA and are protected by applicable intellectual property laws.

You may view, download or print content for your personal, non-commercial use only, provided you do not remove any notices of authorship or ownership. Any other use, reproduction or distribution requires our prior written permission.

5. Third-party links and resources

The Site may contain links to third-party websites, tools or resources. These are provided for convenience and informational purposes only. We do not control and are not responsible for the content, accuracy or practices of those third parties.

Following a link to a third-party site is at your own risk. We recommend that you review the terms and privacy policies of any external sites you visit.

6. No warranties

While we aim to keep the information on this Site clear and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability or availability of the content.

Your use of the Site is at your own risk. We do not guarantee that the Site will always be available, secure or free from errors.

7. Limitation of liability

To the maximum extent permitted by law, Refinance Guide USA and its contributors will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or data, arising out of or in connection with your use of this Site or reliance on its content.

8. Changes to the Site and to these Terms

We may update or modify the content of the Site at any time without prior notice. We may also update these Terms from time to time. When we do, we will change the “Last updated” date at the top of this page.

By continuing to use the Site after changes are posted, you accept the updated Terms.

9. Governing law

These Terms are intended to be interpreted in line with applicable laws in the United States. If you are accessing the Site from another country, you are responsible for complying with local laws, where they apply.

10. Contact

If you have questions about these Terms, you can contact us using the Contact page on this Site.