Blog

Articles & updates

Shorter articles and updates related to refinance, debt, credit and financial decisions for people living in the United States.

debt

Debt Consolidation vs. Refinancing: Key Differences

Dec 02, 2025·8–10 min read

Learn how debt consolidation and mortgage refinancing are related, how they differ, and how to think about each option.

refinance

Dec 02, 2025·8–10 min read

Overview of the main refinance options for homeowners, with plain explanations of how each one works and when it may fit.

credit

Dec 02, 2025·8–10 min read

Simple, practical steps to understand what affects your credit score and how to improve it over the next months.

project

Dec 01, 2025·4–6 min read

Why this site exists and how to use the guides and blog to make better financial decisions.

refinance

Dec 01, 2025·5–7 min read

A practical overview of situations where refinancing may help – and when it may not be the right move.