Refinance vs. Rate-and-Term: What Is the Difference?
Nov 29, 2025
A simple breakdown of how a standard refinance compares to a rate-and-term refinance, and when each might be considered.
Blog
Blog & short insights
Here you will find shorter articles, updates and simple explanations that complement our main refinance, debt and credit guides. Content will be expanded gradually as this educational project grows.
Coming soon
Closing Costs: A Quick Overview
Nov 29, 2025
Typical items included in closing costs, what they cover and why they matter when evaluating a new loan.
Common Credit Score Myths
Nov 29, 2025
Some frequent misunderstandings about what helps or hurts a credit score, explained in plain language.
Educational use only. Blog posts are for general information and do not replace personalized advice from a licensed professional.