debt
Debt Consolidation vs. Refinancing: Key Differences
Dec 02, 2025·8–10 min read
Learn how debt consolidation and mortgage refinancing are related, how they differ, and how to think about each option.
Blog
Shorter articles and updates related to refinance, debt, credit and financial decisions for people living in the United States.
debt
Learn how debt consolidation and mortgage refinancing are related, how they differ, and how to think about each option.
refinance
Overview of the main refinance options for homeowners, with plain explanations of how each one works and when it may fit.
credit
Simple, practical steps to understand what affects your credit score and how to improve it over the next months.
project
Why this site exists and how to use the guides and blog to make better financial decisions.
refinance
A practical overview of situations where refinancing may help – and when it may not be the right move.